This program involves the group purchase of commercial insurance for physical damage to participating agency vehicles. It provides $10 Million in coverage to the participants. The coverage is subject to a deductible of $10,000 and there is no annual aggregate. Premiums are based on vehicle values and the rate is negotiated each year. Participation in this program is voluntary.

Member List
2017-2018 Member List

APD Information
APD Loss Reporting Requirements
APD Loss Reporting Form
APD Notification


2017-2018 Program Year Participants

City of Alameda
City of Chico
City of Fremont
City of Livermore
City of Lodi
City of Petaluma
City of Redding
REMIF – Redwood Empire Municipal Insurance Fund
City of San Leandro
City of Sunnyvale
City of Vacaville