This is an occurrence based risk retention program which utilizes some commercial reinsurance. It provides $40 Million in coverage to the participants. The coverage is subject to a retained limit of either $500,000 or $1 Million and there is no annual aggregate, except for certain types of claims. Member contributions are based on payroll. The rate is established annually through an actuarial study. Participation in this program is mandatory.

Member List
Membership Listing

Funding Rates and Participants 
Funding Rates
Pool Participants

Memorandum of Coverage
2017-2018 Memorandum of Coverage
2016-2017 Memorandum of Coverage
2015-2016 Memorandum of Coverage

Declarations of Coverage
 2017-2018 Declarations of Coverage
 2016-2017 Declarations of Coverage
 2015-2016 Declarations of Coverage

Model Policies and Procedures
Model Claim Form
Model Litigation Budget
Model Litigation Policies and Procedures

Claim Information
Mandatory Case Reporting Policy
Notice of Claim
Consolidated Claims Procedures


2017-2018 Pool Participants

City of Alameda
City of Chico
City of Fairfield
City of Fremont
City of Livermore
City of Lodi
Northern California Cities Self Insurance Fund
City of Petaluma
City of Redding
REMIF – Redwood Empire Municipal Insurance Fund
City of Richmond
City of Roseville
City of San Leandro
City of San Rafael
City of Santa Rosa
Small Cities Organized Risk Effort
City of Stockton
City of Sunnyvale
City of Vacaville
City of Vallejo
Yolo County Public Agency Risk Management Insurance Authority