This program involves the group purchase of commercial insurance. It provides $400 Million in coverage to the participants. The coverage is subject to a deductible of $25,000 and there is no annual aggregate. Premiums are based on property values. The rate is negotiated each year. This program also provides participants with coverage for Cyber Events, Pollution Exposures, and Boiler & Machinery.

Participation in this program is voluntary.

Member List
2017-2018 Member List

Property Memorandum of Coverage
 2017-2018 Property Memorandum of Coverage
 2016-2017 Property Memorandum of Coverage
 2015-2016 Property Memorandum of Coverage

Property Information
Boiler and Machinery Inspection Request
 Property Loss Notification Instructions
 Property First Notice of Loss Form
 Cyber Loss Notification Instructions
 Cyber First Notice of Loss Form
 APIP Loss Notification Requirements
Drone Notification Form
Property Valuation Notification


2017-2018 Property Program Participants

City of Alameda
City of Chico
City of Fairfield
City of Fremont
City of Livermore
City of Lodi
City of Petaluma
City of Redding
REMIF – Redwood Empire Municipal Insurance Fund
City of Richmond
City of Roseville
City of San Leandro
City of San Rafael
City of Santa Rosa
City of Stockton
City of Sunnyvale
City of Vacaville
City of Vallejo